Credit Report
Dispute Kit.
17 Fillable Letters to Fix Credit Report Mistakes, Plus Dispute Tracker
Find mistakes on your Equifax, Experian, and TransUnion reports and dispute them the right way. Plain English, fillable letters, and every federal deadline explained.
PDF, US Letter, 47 pages. Fill it in on your phone or computer, or print it. Your name and address fill in once and appear on every letter. Every rule cites an official source.
FormFriendlyKits is not a law firm, a credit repair company, or a government agency, and is not affiliated with any government agency or credit bureau. This kit is general information, not legal advice.
47 pages.
Type it once.
Your name and address fill in once and appear on every letter.
- 17 fillable dispute letters, each with a one page guide
- How a dispute works: every federal deadline
- Mistake finder worksheet
- Before you mail checklist
- Dispute tracker and notes pages
- Official sources for every rule
See how it reads.
The cover, the contents, and one useful page from the kit.
Before you buy.
Short answers, plain English.
Does it cost money to dispute a credit report error?
No. Disputing a mistake with Equifax, Experian, or TransUnion is free. You can do it yourself online, by phone, or by mail. This kit gives you ready to fill letters, the deadlines, and a tracker so you can do it in writing and keep proof.
How long does a credit bureau have to answer a dispute?
In most cases the bureau has 30 days to investigate after it gets your dispute. The kit explains every federal deadline in plain English, with the official source for each one.
Does this kit work in my state?
Yes. It is built on federal law, which applies in every state. If you want your state’s debt rules built in, we also have state editions for 10 states.
How do I get the kit after I buy it?
Right after checkout you get a download link on screen, and the same link is emailed to you. It is a PDF you keep.
Can I fill it in on my phone?
Yes. It is a fillable PDF that works on a phone or a computer, or you can print it and write on it.
Is this legal advice?
No. FormFriendlyKits is not a law firm, a credit repair company, or a government agency. The kit is general information that helps you take the steps yourself, with official sources listed for every rule.